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You are here: Home / Local Programs / City Programs / City of Fernley Programs / Veteran Home Buyer Programs (Fernley)

City of Fernley – Veterans Home Buyer Programs

The City of Fernley now gives veterans the ability to obtain home-ownership with the State of Nevada’s Housing program – Home is Possible for Heroes (HIP-H)! This program helps qualified veterans obtain down payment assistance and low finance rates on their home purchases.

Benefits – City of Fernley Veterans Housing Down Payment Assistance

  • No requirement to be a first time home buyer.
  • Below market interest rates on 30 year loans allowing reduced mortgage payment rates.
  • Assistance available in Fernley and throughout all of Nevada.
  • Can be combined with the MCC – Mortgage Credit Certificate.
  • HIP (Home is Possible) fees waived.

Requirements – City of Fernley Veterans Housing Down Payment Assistance

  • You must be a veteran, active military personnel, surviving spouse, or National Guard member.
  • For use with Government issued loans.
  • Your income is a max of $95,500.
  • Home purchase price must be under $400,000. Check out the City of Fernley home listings that will qualify for assistance.
  • You have a credit score of at least 640.
  • You must occupy purchased home as a primary residence.
  • Meeting minimum requirements for the loan underwriting.
  • Attend a home buyer course.
  • Pay a one-time program fee of $675.
  • Manufactured housing loans are now obtainable for government loans.

Get Started! Complete the form below to see if you qualify for this program.


City of Fernley Home Buyer Programs

First Time Home Buyer
Teacher Programs
Military Programs
Income Tax Credits
Veteran Programs

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