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You are here: Home / Local Programs / City Programs / City of Fernley Programs / Teacher Home Buyer Programs (Fernley)

City of Fernley – Teacher Home Buyer Programs

Nevada Housing Division in the City of Fernley has a program called Home is Possible for Teachers. This program will benefit teachers in the City of Fernley with down payment assistance when buying a home. The program will provide up to $10,000 towards down payment and/or closing costs for K-12 public school teachers!

Benefits – City of Fernley Teacher Home Down Payment Program

  • Program is available in the City of Fernley and statewide.
  • No requirement to be a first-time home buyer.
  • $10,000 in bonus money usable toward down payment and closing costs. (forgivable after 5 years of continued occupancy).
  • Lower monthly mortgage payments with fixed below market interest rate.
  • Can combine with the MCC (Mortgage Credit Certificate) program.

Requirements – City of Fernley Teacher Home Down Payment Program

  • Must be a licensed full-time K-12 public school teacher in the State of Nevada.
  • Teachers credit score is at least 660.
  • Teachers annual income must be below $95,500.
  • Home purchase price below $400,000. Look at Fernley homes for sale that will qualify for down payment assistance.
  • Only for us with Government insured loans.
  • Teacher must live in home the home purchased in Fernley as primary residence.
  • Teacher meets standard underwriters requirements.
  • Program fee of $675 (one-time).
  • Funding limited to 300 teachers – Apply NOW!

Get Started! Complete the form below to see if you qualify for this program.


City of Fernley Home Buyer Programs

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