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You are here: Home / Local Programs / City Programs / Carson City Programs / First Time Buyer Programs (Carson City)

Carson City – First Time Home Buyer Programs

The Nevada Housing Division office in Carson City offers down payment assistance with a program called Home is Possible (“HIP”). This program allows Carson City home buyers who qualify to receive up to 5% of the loan amount towards down payments or closing costs. For example, with a $250,000 loan amount, this program would offer a grant of up to $12,500 to be used towards down payment and closing costs – with no repayment required.

Benefits – Home Is Possible for Carson City Down Payment Assistance

  • HIP down payment assistance is available for Carson City and also statewide.
  • Receive up to 5% of the loan total for down payment or closing costs.
  • Attractive 30 year interest rates for conventional and government loan types (FHA, VA)
  • HIP grants can be combined with Federal Income Tax Rebates through Mortgage Credit Certificate (MCC) Program.
  • This program is for anyone buying a home in Carson City that qualifies under the program requirements as listed below.
  • Grant do not have to be repaid.

Requirements – Home Is Possible for Carson City Down Payment Assistance

  • You must occupy the home to be purchased in Carson City as a primary residence.
  • Your income is below $95,500.
  • Desired homes purchase price is under $400,000. Check out all qualifying Carson City home listings.
  • Your credit score is a minimum of 640.
  • You meet government or conventional requirements for underwriting.
  • You attend a required home buyer course.
  • Pay the one-time fee of $675.

Get Started! Complete the form below to see if you qualify for this program.


Carson City Home Buyer Programs

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